Terms of Use

MattyD10X LLC (Washington)
Doing Business As: 10X Wholesaler Inner Circle
Effective Date: September 15, 2024
Last Updated: February 27, 2026

These Terms of Service (“Terms”) are a legal agreement between you and MattyD10X LLC, a Washington limited liability company, doing business as 10X Wholesaler Inner Circle (“Company,” “we,” “our,” or “us”). These Terms govern your access to and use of our website(s), content, products, programs, communities, coaching, and related services (collectively, the “Services”).

By accessing or using any part of the Services, you agree to these Terms and all policies referenced herein, including our Privacy Policy and Earnings Disclaimer. If you do not agree, do not use the Services.

1) Eligibility

You must be at least 18 years old to use the Services. By using the Services, you represent you are legally able to enter into this agreement.

2) Educational Purpose Only

The Services provide education and training for sales/business development in the financial industry. We do not provide financial, investment, legal, tax, accounting, or regulatory advice.

You are solely responsible for your decisions, actions, and outcomes.

3) No Earnings Guarantee

We make no guarantees regarding revenue, income, business success, or results.

Testimonials, case studies, and examples (including revenue figures) reflect individual experiences, are not typical, and do not guarantee that you will achieve similar results. See our Earnings Disclaimer for additional details.

4) Account Registration and Security

You may be required to create an account. You agree to provide accurate information and keep it updated. You are responsible for maintaining confidentiality of your login credentials and for all activity under your account.

You may not share access with others. We may suspend or terminate accounts suspected of unauthorized sharing.

5) Purchases, Payment Plans, and Full Annual Commitment

By purchasing a program, membership, or payment plan, you agree to pay all applicable fees and taxes.

Payment Plans. If we offer a payment plan, you understand and agree:

  • A payment plan is a convenience option to pay the full annual program fee over time.

  • You are committing to the entire annual amount at the time of enrollment.

  • You may not cancel the remaining payments simply by stopping participation or requesting cancellation.

Nonpayment. If any payment fails or becomes delinquent, we may (at our discretion):

  • Suspend or terminate access immediately

  • Require updated payment information

  • Accelerate the remaining balance (make the full remaining amount due immediately)

  • Send the account to collections and/or pursue legal remedies

  • Recover reasonable attorneys’ fees and collection costs to the extent permitted by law

6) Chargebacks and Payment Disputes

You agree to contact us at support@10Xwholesaler.com before initiating a chargeback.

Initiating a chargeback without first providing us a good-faith opportunity to resolve the issue may be treated as a breach of these Terms. We reserve the right to submit documentation to the payment processor (including proof of access, communications, and these Terms) and to pursue collection of amounts owed plus reasonable fees/costs as permitted by law.

7) Refund Policy

All sales are final unless a written refund policy is expressly provided to you at the time of purchase (e.g., on a checkout page or written offer terms).

If a specific guarantee exists, it will be governed solely by the written terms for that specific offer.

8) Intellectual Property and License

All content provided through the Services—including videos, templates, frameworks, documents, training materials, recordings, branding, trademarks, and proprietary methods—is owned by the Company or its licensors and is protected by intellectual property laws.

We grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the materials for your individual internal use only during your active enrollment.

You may not, and you agree not to:

  • Copy, reproduce, distribute, sell, sublicense, or share program materials

  • Share login credentials

  • Record or rebroadcast sessions without written permission

  • Create derivative works based on our materials

  • Use our materials to build a competing product/program

Violations may result in immediate termination without refund and possible legal action.

9) Community Standards and Conduct

If your enrollment includes community access (forums, chat, live calls, groups), you agree to conduct yourself respectfully and not to:

  • Harass, threaten, defame, or discriminate

  • Post unlawful content

  • Share confidential/proprietary materials

  • Solicit members in ways that disrupt the community

  • Misrepresent your identity or affiliation

We may remove content or terminate access at our discretion for violations, without refund.

10) User Content

If you submit content (posts, comments, questions, assignments, feedback) you represent you have the right to submit it.

You grant us a non-exclusive, worldwide, royalty-free license to use your submitted content for operating, improving, and marketing the Services (for example: sharing anonymized feedback, testimonials with your permission where required, and internal training improvements). If you do not want your content used publicly, do not post it in public areas of our community and contact support.

11) Third-Party Tools and Links

We may reference or link to third-party tools, platforms, or websites. We are not responsible for third-party services, content, or practices. Your use of third-party services is at your own risk and subject to their terms.

12) Service Availability; Changes

We may modify, update, or discontinue the Services (in whole or part) at any time. We do not guarantee uninterrupted access. We are not liable for outages, platform downtime, or interruptions.

13) Force Majeure

We are not liable for delays or failures caused by events beyond our reasonable control, including outages, acts of God, natural disasters, war, terrorism, government actions, labor disputes, internet failures, or platform provider disruptions.

14) Disclaimer of Warranties

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

15) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES.

OUR TOTAL LIABILITY FOR ANY CLAIM SHALL NOT EXCEED THE AMOUNT YOU PAID TO US FOR THE SERVICES GIVING RISE TO THE CLAIM IN THE 12 MONTHS BEFORE THE EVENT.

16) Indemnification

You agree to indemnify and hold harmless the Company from claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from your use of the Services, your violation of these Terms, or your violation of any rights of a third party.

17) Arbitration; Class Action Waiver; Governing Law

Governing Law. These Terms are governed by the laws of the State of Washington, without regard to conflict of law rules.

Binding Arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) and conducted in King County, Washington, unless the parties agree otherwise.

No Class Actions. You agree to bring claims only in your individual capacity. You waive any right to participate in a class action, class arbitration, or representative action.

Small Claims. Either party may seek relief in small claims court for eligible claims, provided the matter remains in small claims and proceeds on an individual basis.

18) DMCA / Copyright Complaints

If you believe content on our Services infringes your copyright, email support@10Xwholesaler.com with:

  • Your name and contact info

  • Identification of the copyrighted work

  • Where the allegedly infringing material is located

  • A statement that you have a good-faith belief the use is unauthorized

  • A statement under penalty of perjury that your notice is accurate

  • Your physical or electronic signature

19) Changes to These Terms

We may update these Terms at any time. The “Last Updated” date will reflect changes. Continued use after changes constitutes acceptance.

20) Contact

MattyD10X LLC (Washington)
DBA: 10X Wholesaler Inner Circle
Email: support@10Xwholesaler.com